Archive for the ‘Raising that FICO Score’ Category

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06

A Good Article On Credit Scores From A Great Site

Posted by Larry Cragun No Comments »

The Genie Says Watch That Score!

Genie_image This week’s Mortgage Genie, Brandon Nicely, tells us why credit scores really are important …

“There are several actions a person can take to impact their score, but here are a few to keep in mind.  If someone has a credit card with a high balance, while their remaining credit cards have low  or zero balances, it’s best to distribute the debt across the cards in order to change the ratio of debt to available credit.

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11

Introducing The FICO Dr. Perfect Diagnosis & Remedies

Posted by Larry Cragun 1 Comment »

Through our Mortgage Company, Home Funding Central Inc., dba Homes And Loans

we offer this great new service. It relates to your mortgage score and what exactly you must do to raise it. It shows you exactly what to do, with different scenarios requiring different amounts of cash.

Fill out the simple form, including your phone number and email address and watch the Dr. go to work for you.

Click here to get started. It is easy to order and easy to understand.

I was our first customer and was blown away.

For a 3 bureau analysis by our Dr. it costs 34.95 for a single report and $50.00 for a joint score.

Your report is delivered to us for review with you, but you receive all of the necessary information to raise your Mortgage FICO Score.

Competitive products use a consumer score, not your mortgage score.

It does count as an inquiry.

Leave a comment if you have questions.

Larry Cragun

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07

Part two on credit from Maureen Francis

Posted by Larry Cragun No Comments »

click here to get a correct look on what to do and not do after having some problems.

a snippet from the article

Many people that have over used credit, and gotten into payment trouble, make one gigantic mistake – they stop using credit all together. If you have a recent history of late payments to creditors (or a long ago history) the one thing that will improve your credit score is to re-establish that you are willing to repay lenders you owe money to. The only way to do this is to utilize credit and make your payments on time. One year of perfect payments on 2 or more credit lines will go a l o n g way towards improving a bruised credit score.

Written by Ken Mascia
Oxford Financial Corporation
Birmingham, Michigan
248-644-1200